Terms of Use

1. Acceptance and operator

AnyTravelInsurance.com is operated by Ionut Balan. By accessing or using this website, you agree to these Terms of Use. If you do not agree, please stop using the website.

These terms apply only to AnyTravelInsurance.com. A quotation, application or purchase completed on another website is governed by the separate terms presented by the operator of that platform.

Questions about these terms may be sent to contact@anytravelinsurance.com.

2. What this website provides

AnyTravelInsurance.com publishes general information about travel insurance, destinations, visa-related insurance requirements and related travel topics. It may provide links that allow a visitor to continue to a third-party quotation or insurance platform.

The website is not a whole-of-market comparison service. References to a plan, benefit, provider or price do not mean that every available product has been reviewed or that the product is suitable for your individual circumstances.

3. Insurance quotations and the external platform

When you select a quotation or purchase link, you may leave AnyTravelInsurance.com and continue to SoEasyTravelInsurance.com. That platform is operated by SoEasy Insurance Brokers Ltd, a Cyprus company with registration number HE371047, authorised and regulated by the Insurance Companies Control Service of the Ministry of Finance of the Republic of Cyprus under licence E.A/B9434.

Any insurance contract is formed only through the process described on the external platform and in the resulting quotation, policy schedule, certificate and policy wording. The relevant insurer, insured persons, premium, coverage dates, limits, excesses, exclusions and cancellation rights are those shown in those documents.

Before buying, you are responsible for:

• providing complete and accurate answers to all quotation and eligibility questions;
• checking that traveller names, destinations, dates, residence, age and other material details are correct;
• reading the insurance product information, policy wording, schedule and exclusions;
• confirming that cover meets the entry, visa or consular requirements that apply to your trip; and
• using the insurer or assistance contacts in the policy documents for claims and emergencies.

AnyTravelInsurance.com does not receive or store your payment-card details and cannot amend, cancel or reissue an insurance contract concluded on an external platform.

4. General information, not personalised advice

This website provides general information and does not replace the policy wording, insurance certificate, official entry requirements or professional advice. Coverage, eligibility, benefits, limits and exclusions depend on the selected plan and the information entered during the quotation process.

Travel, visa, border and insurance requirements can change at short notice and may depend on nationality, residence, destination, route and personal circumstances. Check current requirements with the relevant embassy, consulate, border authority, government source, carrier and insurance provider before relying on an article.

Nothing on this website is legal, medical, immigration, tax or personalised insurance advice. No article guarantees entry to a country, visa approval, acceptance of an insurance certificate, coverage of a claim, emergency assistance or reimbursement.

5. Permitted and prohibited use

You may use the website for lawful, personal and non-commercial research. You must not:

• interfere with the website, test vulnerabilities without permission or attempt unauthorised access;
• introduce malware, malicious code, automated spam or an unreasonable load;
• scrape, harvest or systematically extract content or personal data except as permitted by law or written permission;
• misrepresent your identity, impersonate another person or submit information you are not authorised to provide;
• use the website to commit fraud, infringe rights or break applicable law; or
• present our content, branding or referral links in a misleading way.

Access may be restricted where reasonably necessary to protect users, systems, rights or legal obligations.

6. Intellectual property

Unless otherwise indicated, the original text, page design, graphics, branding and other material published on AnyTravelInsurance.com are owned by or licensed to the operator and are protected by applicable intellectual-property laws.

You may quote short extracts with fair attribution and a link to the source where permitted by law. You may not reproduce, republish, sell, license, remove attribution from or create a competing content database from a substantial part of the website without prior written permission.

Third-party names, logos, product names and trademarks belong to their respective owners. Their appearance does not transfer ownership or imply an endorsement beyond the relationship expressly disclosed on the website.

7. External websites and commercial relationship

Links are provided for convenience, reference or to enable a visitor to continue to a quotation service. External websites operate under their own terms, privacy notices, cookie settings and accessibility arrangements. We do not control their availability or every change to their content.

Ionut Balan works as a Travel Insurance Specialist at SoEasy Insurance Brokers Ltd. Because of that relationship, links and coverage of SoEasy services should not be treated as independent, impartial or whole-of-market comparison. Further details appear in the Legal & Regulatory Information page and Editorial Policy.

You should make your own assessment before entering information or concluding a transaction on any external website.

8. Availability, corrections and liability

We aim to keep content useful and accurate, but information may become incomplete, outdated or incorrect. The website may also be interrupted for maintenance, security, technical failures or circumstances outside reasonable control. We may correct, update, remove or reorganise content without notice.

To the fullest extent permitted by law, the website and its informational content are provided without a guarantee of uninterrupted availability, completeness or fitness for a particular purpose. The operator is not responsible for decisions made solely on the basis of general website content, for the acts or omissions of an external platform, or for indirect or consequential loss that was not reasonably foreseeable.

Nothing in these terms excludes or limits liability where doing so would be unlawful, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence where the applicable law does not permit exclusion. Your mandatory consumer rights remain unaffected.

If you notice an error, please use the correction route in the Editorial Policy.

9. Governing law, changes and contact

These terms are governed by the laws of the Republic of Cyprus, without depriving a consumer of any mandatory protection available under the law of the country in which that consumer habitually resides. Courts with jurisdiction under applicable consumer and private-international-law rules may hear a dispute.

We may update these terms to reflect changes to the website, our practices or applicable requirements. The version published on this page applies from its stated update date. If a provision is found unenforceable, the remaining provisions continue to apply to the extent permitted by law.