Legal & Regulatory Information

1. Website operator and publisher

AnyTravelInsurance.com is operated and published by Ionut Balan.

General, privacy and editorial enquiries may be sent to contact@anytravelinsurance.com. Additional routes for complaints and data-protection requests are set out on the relevant pages linked below.

“AnyTravel Insurance” and “AnyTravelInsurance.com” refer to the website and its editorial brand. They do not identify an insurance undertaking.

2. Role and limits of AnyTravelInsurance.com

AnyTravelInsurance.com provides general educational content and referral links relating to travel insurance, Schengen visa insurance and travel requirements. It is designed to help visitors understand common concepts and locate an external quotation platform.

The website is not presented as an insurer or as an independent whole-of-market comparison service. Unless an individual service is expressly described otherwise, website content is general information rather than a personalised recommendation based on a full assessment of a visitor’s demands and needs.

3. The external insurance platform

Quotation and purchase links may direct visitors to SoEasyTravelInsurance.com. That platform is operated by SoEasy Insurance Brokers Ltd, a company established in Cyprus with registration number HE371047.

SoEasy Insurance Brokers Ltd states that it is authorised and regulated as an insurance broker by the Insurance Companies Control Service of the Ministry of Finance of the Republic of Cyprus under licence number E.A/B9434. The current corporate and regulatory description can be checked on SoEasy Insurance’s official company page.

4. Relationship and commercial transparency

Ionut Balan is the founder and editor of AnyTravelInsurance.com and works as a Travel Insurance Specialist at SoEasy Insurance Brokers Ltd. This is a relevant commercial and professional relationship.

As a result:

• links to SoEasyTravelInsurance.com are referral links to a platform connected with the operator’s professional role;
• content discussing SoEasy services should not be treated as independent or whole-of-market comparison;
• the website may benefit commercially from its relationship with SoEasy, whether directly or indirectly; and
• editorial claims should still be based on identifiable sources and reviewed for clarity and accuracy under the Editorial Policy.

No payment is added to your premium merely because you reached the external platform through a link on this website, unless a quotation or disclosure presented during the purchase process states otherwise. The price and contractual disclosures shown on the external platform are authoritative for that transaction.

5. Insurer, cover and contractual documents

The broker, insurer or underwriting entity relevant to a particular insurance product should be identified in the quotation and contractual documents supplied during the external purchase process. AnyTravelInsurance.com does not replace those documents and does not determine whether a claim is covered.

Before purchasing, review all available:

• insurance product information and demands-and-needs information;
• quotation details, premium and payment terms;
• policy wording, certificate and schedule;
• eligibility rules, territorial limits, excesses and exclusions;
• cancellation terms and claims or emergency-assistance contacts.

Questions about a quotation, policy, payment, cancellation, claim or emergency should be directed to the contact identified on the external platform or in the policy documents.

6. Travel, visa and insurance information

This website provides general information and does not replace the policy wording, insurance certificate, official entry requirements or professional advice. Coverage, eligibility, benefits, limits and exclusions depend on the selected plan and the information entered during the quotation process.

Visa and border decisions are made by the competent authorities, not by AnyTravelInsurance.com, an insurance broker or an insurer. An insurance certificate does not guarantee visa approval or entry. Travellers should verify current requirements through official government, embassy, consulate and carrier sources.

Publication dates and review dates are displayed where practicable. If an article conflicts with an official authority or a current policy document, the official or contractual source takes precedence.

7. Contact, corrections and complaints

For a website-content correction or a question about this disclosure, email contact@anytravelinsurance.com. For a formal website complaint, follow the Complaints Procedure.

Complaints about a quotation, premium, policy, cancellation, claim or insurance service supplied through SoEasy should be submitted through SoEasy Insurance’s complaint channel in the first instance.