Travel protection Built around your journey
Travel Insurance Services Flexible Cover for Every Trip
Explore single-trip, annual multi-trip, long-stay and visa-focused options, with 24/7 assistance available when an incident occurs during your journey.
Travel insurance services help travellers choose protection according to the length, frequency, destination and purpose of a trip. The right option depends on the itinerary, traveller details and selected policy terms.
AnyTravelInsurance provides a clear online route to compare available options, enter the complete journey and obtain policy documents. Before purchasing, review the benefits, limits, excesses and exclusions shown for the plan offered to you.
Travel insurance services for different journeys
Travel patterns are not identical, so a single type of policy does not suit every customer. Start with how often you travel and how long you will be away, then check the destinations and activities included in the plan.
Single trip travel insurance suits one defined journey. Annual multi trip insurance is designed for eligible frequent travellers, while long stay travel insurance can suit one extended journey where the option is available.
Single Trip
Designed for a specific trip with set departure and return dates. It can suit holidays, business travel, family visits and visa-related journeys.
- One declared itinerary
- Dates selected for that journey
- Individual, couple, family or group options where available
Annual Multi-Trip
Designed for eligible travellers taking an unlimited number of journeys during a twelve-month policy period, with each individual trip limited to a maximum of 92 days.
- Schengen Zone plan
- Worldwide excluding USA, Canada, Australia and Japan
- Worldwide without country exclusions
Long Stay
A journey longer than 92 consecutive days is treated as long-stay rather than an Annual Multi-Trip journey. Availability depends on the selected departure country and destinations.
- One extended journey
- System availability checked from the itinerary
- Dates, activities and destinations must be reviewed
Schengen visa travel insurance
Applicants for a short-stay Schengen visa generally need adequate travel medical insurance. Check minimum medical cover, territorial validity and policy dates against the official consular checklist.
Worldwide travel insurance
Worldwide does not automatically mean every country, event or activity is covered. Select the correct territorial area and confirm restricted destinations, transit points and government-advice exclusions.
Services for individuals, couples, families and groups
The quotation should accurately identify every person who will be insured. Eligibility, ages, relationships and the maximum number of travellers depend on the available product and its rules.
Individual cover
For one traveller taking a holiday, work trip, family visit, visa journey or extended stay.
Couple or family
For eligible travellers sharing a journey. Check the plan definition of a couple, family and dependent child.
Group cover
For eligible groups on the same trip, subject to the maximum group size and traveller details accepted by the quotation system.
What can international travel insurance services include?
Available benefits vary by plan. Depending on the option selected, a policy may provide protection for eligible emergency medical events and certain travel disruptions. Never assume that a benefit applies until it appears in the policy documents.
Medical and assistance benefits
- Eligible emergency medical expenses
- Emergency hospital treatment
- Medical evacuation or repatriation where included
- Emergency assistance contact
Travel and personal benefits
- Eligible baggage loss or delay
- Certain travel-delay or curtailment events
- Personal accident benefits where included
- Other benefits listed in the selected schedule
Protection remains subject to the terms, definitions, monetary limits, sub-limits, excesses, evidence requirements and exclusions of the selected plan. Review the complete policy wording rather than relying only on a summary.
24/7 travel insurance assistance when you need help
Travel insurance services include access to a worldwide 24-hour assistance service. The correct assistance telephone numbers and available contact methods are stated in your Insurance Certificate, policy documents and the confirmation email received after purchase.
Keep the contact details accessible
Save your Insurance Certificate, policy wording, confirmation email and assistance numbers on your phone. Keep an offline copy as well, so the information remains available if you cannot access mobile data or email.
Contact assistance immediately
Contact the assistance service as soon as an unfortunate incident occurs. For a medical emergency, call before hospital admission, expensive treatment, evacuation or repatriation whenever possible. If you cannot call beforehand, contact assistance as soon as possible afterwards.
The assistance team can explain the next steps and may coordinate eligible medical care, hospital arrangements, transfer or repatriation, subject to the selected policy’s terms. See the current 24-hour assistance guidance.
How our online travel insurance process works
Enter the journey
Select the departure country, all destinations and transit points, and the complete travel dates.
Add the travellers
Provide accurate traveller details and select the appropriate traveller type offered by the system.
Review available options
Compare the benefits, limits, territorial area and exclusions presented for the available plans.
Complete the purchase
Check all information before payment and read the applicable policy wording and cancellation terms.
Save the documents
Download the certificate and policy wording. Keep offline copies and save the emergency assistance details.
Find travel insurance for your journey
Enter your trip details to see the options currently available for your dates, destination and travellers.
How to choose the right travel insurance service
Price matters, but it should not be the only comparison point. A lower-cost plan may have different limits, excesses or exclusions. Start with what the trip actually requires.
- Confirm that your country of departure is eligible.
- Include every destination, transit point and stopover required by the insurer.
- Match the cover dates to the full journey.
- Check emergency medical and repatriation benefits.
- Review baggage, delay, cancellation or curtailment benefits if important to you.
- Declare planned business, sports or adventure activities where required.
- Read exclusions for pre-existing conditions, travel warnings and known events.
- Keep the certificate, wording and emergency contacts available offline.
For a detailed comparison of available options, pricing factors and protection, visit our travel insurance plans and cover page.
Frequently asked questions about travel insurance services
Which travel insurance service should I choose?
Choose Single Trip for one defined journey, Annual Multi-Trip for frequent travel with each trip limited to 92 days, or Long Stay for one journey lasting more than 92 consecutive days where the system offers it.
How does Annual Multi-Trip travel insurance work?
Annual Multi-Trip allows an unlimited number of eligible journeys during a twelve-month policy period, with each individual trip limited to a maximum of 92 days. Three territorial plans are available: Schengen Zone; Worldwide excluding the USA, Canada, Australia and Japan; and Worldwide without country exclusions.
When is a journey considered Long Stay?
A journey lasting more than 92 consecutive days is treated as Long Stay. Availability depends on the selected departure country and destination countries, and the quotation system will show whether an option can be offered.
What should I do if an incident occurs during my trip?
Contact the 24/7 assistance service immediately using the telephone number or contact method stated in your Insurance Certificate, policy documents or confirmation email. If you cannot call before emergency admission or treatment, contact assistance as soon as possible afterwards.
Can I buy travel insurance online?
Yes. You can enter your travel and traveller details online, review the available plans and purchase an eligible option. Check the certificate and policy wording immediately after purchase.
Does travel insurance cover every country?
No. Territorial availability depends on the selected plan, destination, country of departure and policy restrictions. A worldwide label can still contain excluded countries or regions.
Can travel insurance support a visa application?
A suitable certificate may support a visa application when it meets the authority’s current requirements. Insurance does not guarantee visa approval, and applicants should follow the relevant embassy or consulate checklist.
Are medical conditions automatically covered?
No. Pre-existing or ongoing medical conditions may be excluded or require special assessment. Review the definitions and disclose information when required by the insurer.
When should I buy travel insurance?
Purchase before the journey begins and early enough to review the documents or correct errors. Some benefits may depend on when the policy was purchased and when an event became known.
This page provides general information about travel insurance services and does not constitute legal, immigration or medical advice. Availability and coverage depend on the country of departure, destination, traveller details, selected plan and its terms, conditions, limits, excesses and exclusions. Review the live quotation and policy documents before purchasing.